Wallet Wise

Fall has a way of charming even the most disciplined spender. Between the crisp air, the cozy sweaters, and the pumpkin spice takeover, it’s easy to justify a few “seasonal” splurges here and there. But as someone who’s fallen into nearly every autumn spending trap imaginable—from overpriced lattes to “limited edition” décor—I’ve learned that the secret to enjoying this beautiful season lies in balance. You don’t need to deprive yourself of fall’s pleasures—you just need to spend smarter.